Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

Monday, February 12, 2024

Buc-ee's Here We Come

 

Last summer, I'd planned / hoped to have DD and my March Buc-ee's Road Trip fully funded by December 31st 2023. Well, that didn't happen, buuut...it will be fully funded* by the time we hit the road. And I'm not counting any of the money from Mom's house. I've also got a line item in the personal budget to fund next year's trip starting in March.

* I won't have 100% of the money in hand, but once I finish a proofing job, I will. It's just that I probably won't finish the job and get paid until after our trip.

And not only is there a line item for our Buc-ee's Road Trips, there's also one for my annual road trip to visit my family. I'm excited to stop going into debt while taking these trips.

* * * * *

I watched this a couple of weeks ago and I highly recommend it. It's a bit sad and a bit bittersweet and hit a little too close to home, but it's really, really cute just the same.

The tag line is "It's never too late to chase a dream." It spoke to me...does it speak to you?

Anyway, the main character, Martha, became a cheerleader as a senior in high school but had to immediately drop out to care her mom who'd gotten sick. Fifty years later, she herself gets a cancer diagnosis. She decides to forgo chemo and move to a retirement community as she never married and doesn't have children.

One of the rules of the community is that you have to join a club, but there are no clubs of interest so she's encouraged to start her own. She ends up starting a cheerleading club with seven other senior women. They encounter a variety of obstacles but eventually overcome, and the journey is a lot of fun and amazing.

If you check it out, let me know what you think.

* * * * *

Remember all the to-doing I was doing and going to do? Well, less of that is happening now. We implemented some changes at the office, so I'm working till five these days. It took a few days to adjust, but now I'm handling the extended hours pretty well, but yoga and cooking and cleaning lost their time slots, so now I've got re-think things. I'm not keen on shifting all the cleaning to the weekends, but I may not have a choice.

I did start to do yoga on the non-Hinge Health days (for the hips/bursitis) and that seems to be working well. It's not the every-day yoga practice I was going for, but it's a good compromise. And to be honest, I was having issues remembering to yoga on the weekend afternoons when we're all home and hanging out. And even if I remembered, it would have been weird to put whatever we were in the middle of on hold so I could do yoga for twenty minutes. :0)

* * * * *

And last but not least--I got my car back! It was in the shop for 2.5 weeks getting fixed. Did I mention I got rear-ended right before Christmas? Well, I did, and now it's fixed and it's soooo nice to be back in my own vehicle.

Hope you're well. Back in a couple of weeks. Take care.

 

Wednesday, August 7, 2013

Waiting stinks...


Okay, so I've got this groovy new software for tracking my money and divvying it up for bills and savings and emergency funds. But I've got to wait for the money to come in before I can do anything with it.

And I've got this exciting new career as a freelance proofreader to help augment my day job income. Except, it seems as if I do a lot of waiting for the jobs to show up...

Luckily I haven't had to wait (much) for payments once the jobs are done. But, man, I badly want out of debt and some savings built up!! I know these things take time. I do. But ugh... Okay, enough whining. I shouldn't have gotten into so much debt in the first place, right? Right!

I think I scared off one gal the other morning. We emailed back and forth a couple of times and then she asked about cost. Actual cost was almost double what she estimated. Haven't heard back from her, and it's been almost two days... I also had a guy e-mail me and when I told him how much, I never heard back. You know, a simple, "I can't afford that right now." would have been polite and courteous. And I would have understood. I'm not the most expensive proofreader on the planet, but services aren't cheap either.

I've thought about adjusting rates again. I mean, several jobs at a slightly less expensive rate are better than no jobs at any rate, right?  I'll see how it goes. I've only advertised one place and the rest have been word of mouth jobs from my critique partners. That was before I raised my rates. One job (still waiting for it to arrive) since I upped them.

On the other hand, I've been reading Think and Grow Rich by Napoleon Hill. I've gleaned that faith is a core component of achieving your goal. The other thing is, I'm a good proofreader. I'm worth what I'm charging, which is not the cheapest, but not the most expensive deal in town either. Tough call, though. In addition, I've been listening to some marketing webinars. Mostly for DH and targeted at the IT industry, but some things cross industries. And now I've got a few marketing ideas. I have to be careful still since I'm only one person and still working that day job.

In the meantime, I'm trying to expand my range of services, which will, of course, increase (hopefully) the inflow of cash.

What services would be helpful to writers, freeing up their time to actually write??

Thanks in advance for any suggestions.